The idea is simple: the short term medical policies provide catastrophic coverage, while the indemnity plan(s) should help you cover the deductible of the short term plan and/or the lost wages, extra bills and costs that usually accompany medical care. The third piece of the puzzle includes medical access and care. We recommend a cash-based Direct Primary Care clinic, like Integrative Family Medicine of Asheville. For a lower priced option, Teladoc or telemedicine is a popular choice. Just ask your agent for the options available in your area.
Asheville & Western NC
Charlotte NC Metro
Raleigh-Durham NC Metro
Gainesville & North-Central FL
Orlando, Tampa & Central FL
Insurance for individuals, families and employers. We specialize in employee benefits, Medicare, health, dental, vision, life & disability.
The Hummingbird Agency, LLC d/b/a Hummingbird Insurance is an independent authorized agent/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Hummingbird Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
®, SM Registered marks of the Blue Cross and Blue Shield Association.
Privacy Notice Statement | Copyright © 2023 Hummingbird Insurance