Preparing for Your Appointment
Please have this info ready for your initial appointment with an agent:
- Date of birth
- Gender
- Tobacco use
- Zip code
What Is Your Household Income?
What Is Your Household Income?
Why it matters: We’ll check to see if you’re eligible for tax credits (subsidies) for a health insurance plan on the ACA Marketplace. Tax credits are based on your modified adjusted gross income (MAGI),* therefore we’ll need an estimate of what your household income will be for the year you’ll be insured (not last year’s income).
*If you’re not sure about your MAGI, you may want to consult an accountant or tax professional.
We also need to know…
What’s Your Current Coverage?
Does anyone have other coverage offered to them such as:
- An employer-offered insurance plan or an HRA/ICHRA
- Veteran’s Insurance
- Medicare
- Medicaid or CHIP (Children’s Health Insurance Program)
What Are Your Health Needs?
Why it matters: It’s helpful to know any particular medical, prescription, or mental health needs for your family.
- Have medication and dosage handy
- Have the names of your doctors available, to see if they’re in-network with a particular plan.
Budget and Deductible
An idea appropriate budget and ideal deductible amount, is helpful! However if you do not have an idea, that’s something we’ll go over with you.
Dental and Vision Coverage
If you have a dentist or eye doctor that you love, it’s best to find out if they are in-network with any particular insurance carrier. We have many options, so that help can narrow it down.
A few final notes…
For phone appointments, you may want to have a computer available.
If you’re married, it’s helpful to have both spouses present to maximize the use of our time together.
Having all of this prepared in advance will help us make the most of our time together. We will be able to prepare a quote quickly and show you your options.
The Steps to Get Enrolled for 2025
Enrolling in health insurance can be an intimidating and confusing endeavor – we help provide mental health therapy, because you’re going to feel like you need it! Below are the steps to get enrolled for 2025 as quickly and easily as possible…
Why it matters: There are some new requirements for confirming and storing our consumers’ consent and acknowledgement to work on their behalf. Without them completed, we are forbidden from assisting at key points within the enrollment process.
Complete the ACA Consent to Assist Form
We need this form electronically signed and returned before we can even open a renewal file or pull a quote for the first time. It’s basically your name and the date.