UnitedHealthcare (UHC or UHOne)
UnitedHealthcare/UHOne offers the following solutions for individuals/familiies: Health ProtectorGuard (Hospital + Doctor Fixed Indemnity)
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The cost of medical care can add up quickly. Health ProtectorGuard fixed indemnity plan pays fixed cash benefits for specific hospital and doctor expenses. With Health ProtectorGuard, you can receive benefits for the entire family and continue to renew a plan through age 65.
Health ProtectorGuard plans are designed to supplement health insurance and assist with costs incurred from hospital services, helping to lower out-of-pocket expenses.
Health ProtectorGuard - pays a fixed amount per day for Hospital Confinement, ICU Confinement, Emergency Room, plus other medical services up to the calendar year maximum.
Accident SafeGuard Premier pays covered expenses resulting from qualifying accidental injuries, after deductible, up to the calendar-year benefit maximum.
Accident SafeGuard Premier covers accidental injuries like burns, concussions, fractures, and lacerations. It also covers outpatient pharmacy prescriptions, outpatient services, and inpatient services.
Accident SafeGuard Premier pays more like insurance - your office/hospital visits will be paid for by UnitedHealthcare after reaching your deductible.
Accident SafeGuard pays for common accidents like burns, broken bones, concussions, and dislocations. It also covers services and treatments like ambulance services, physical therapy, ER visits, and surgery.
Think of Accident SafeGuard like indemnity - it pays a fixed amount based on the services you receive (i.e. $50 for a concussion, $75 for an office visit, or $200 for an ambulance.)
Loss of income resulting from a serious illness would likely affect your way of life. Critical Illness insurance pays cash directly to you in a single payment for a qualifying serious illness.
Critical Illness insurance is not limited to those with a health insurance plan. Critical Illness insurance can pair with a major medical plan, temporary health insurance plan, or stand-alone.
(via BlueCross and BlueShield of North Carolina)
Mosaic Group offers the following solutions for individuals/familiies:
Hospital Confinement Insurance
Critical Illness Insurance
Click here for our Mosaic Group employer benefits worksite options
We are glad to be able to offer valuable whole-family memberships to the top-rated AllyHealth / MDLive telemedicine app for only $11.95/mo!
Save on costly visits for most common ailments, all in the comfort of your own home and on your own time - 24/7/365.
And yes, Rx prescriptions can be made over the telephone or via the app live.
Click here for more info.
MD Live App downloads are available here.
Here at Hummingbird Insurance, we specialize in working with the Affordable Care Act (ACA) for those under age 65, Medicare and its myriad of options for those over age 65, and the new healthcare reform landscape for everyone, by:
(1) Helping individuals and families whom are eligible for tax credit subsidies save money on the Health Insurance Marketplace, or healthcare.gov
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(2) Offering free consultations to employers and businesses in analyzing the best options and decision for their unique situation. We will find the right coverage for your employees and their families, and at the right premiums for everybody.
Insurance for individuals, families and employers. We specialize in employee benefits, Medicare, health, dental, vision, life & disability
Book your free consultation here
Hummingbird Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Hummingbird Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.
Products from Blue Cross and Blue Shield of North Carolina® (BCBSNC) are only available to North Carolina residents and employers.
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