Welcome! Thank you for your interest in ACA/Obamacare Alternatives from Hummingbird Insurance.
To get free help and consultation from one of our professional agents, schedule an appointment here, or give us a call at 828-372-0101 for assistance over the phone. We are here to help you
The idea is simple: the short term medical policies provide catastrophic coverage, while the indemnity plan(s) should help you cover the deductible of the short term plan and/or the lost wages, extra bills and costs that usually accompany medical care. The third piece of the puzzle includes medical access and care. We recommend a cash-based Direct Primary Care clinic, lke Integrative Family Medicine of Asheville, or for a lower-priced option, Telemedicine from Allyhealth. Hummingbird agents are able to offer a 50% discount on the Integrative Family Medicine of Asheville enrollment fee!
For a more complete explanation of the ideas below, take a look at our recent blog post for the Asheville Home Builders Association. Below are some main points of consideration for Alternatives to Obamacare/ACA coverage; please read the product brochures for full details available on the carrier websites. Most clients who pay full price in the Marketplace are able to save 50-75% off their current premiums, including all 3 points of the plan below:
Here at Hummingbird Insurance, we specialize in working with the Affordable Care Act (ACA) for those under age 65, Medicare and its myriad of options for those over age 65, and the new healthcare reform landscape for everyone, by:
(1) Helping individuals and families whom are eligible for tax credit subsidies save money on the Health Insurance Marketplace, or healthcare.gov
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(2) Offering free consultations to employers and businesses in analyzing the best options and decision for their unique situation. We will find the right coverage for your employees and their families, and at the right premiums for everybody.
Insurance for individuals, families and employers. We specialize in employee benefits, Medicare, health, dental, vision, life & disability
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