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Hummingbird Insurance | What To Know

Medical Marijuana Laws in North Carolina as of 4/20

Navigating the New Era of Cannabis and Marijuana Laws in North Carolina in 2024


As the cultural and legislative landscapes surrounding cannabis continue to evolve, North Carolina finds itself at a pivotal point. This April 20, 2024, marks a significant milestone with substantial developments in the state’s approach to marijuana. Here at Hummingbird Insurance, we aim to provide a comprehensive overview of the current state of cannabis laws in North Carolina, the new medical marijuana framework, and the historic opening of the first dispensary on tribal Cherokee land.

Evolving Public Opinion and Legislative Support

The winds of change are evident in North Carolina, with an increasing majority of residents now supporting medical marijuana legislation. This shift is reflective of a broader national trend towards embracing the therapeutic benefits of cannabis. Recent surveys indicate that most North Carolinians are not only in favor of medical cannabis but also show a growing openness to recreational use under regulated conditions. This public opinion has catalyzed legislative debates and has begun shaping policy reform in the state.

Introduction of Medical Marijuana Cards

A critical aspect of the state’s evolving cannabis policy is the introduction of a medical marijuana card system. This initiative caters to residents who have specific health conditions that can be alleviated by cannabis treatments. The system is designed with stringent guidelines to ensure that only eligible patients can access marijuana for medical purposes. Interested individuals must undergo a qualification process, which includes medical assessments and registration through a state-monitored program.

The Great Smoky Cannabis Company

April 20, 2024, also witnesses the grand opening of the Great Smoky Cannabis Company, the first legal marijuana dispensary in North Carolina, located on the Qualla Boundary of the Eastern Band of Cherokee Indians. This groundbreaking venture operates under the jurisdiction of the tribal council and provides a controlled environment for the dispensation of medical cannabis. The dispensary offers a variety of cannabis products, all cultivated and processed on tribal lands, ensuring a seed-to-sale cycle that complies with the tribe’s stringent regulatory standards.

Educational Efforts and Community Impact

In conjunction with these changes, there is a significant focus on educating the public about the safe and responsible use of cannabis. Various stakeholders, including healthcare providers, legal experts, and community leaders, are collaborating to provide resources and guidance to ensure that the introduction of medical marijuana positively impacts the community. These educational initiatives are crucial for mitigating potential risks associated with cannabis use, such as impaired driving and underage consumption.

Insurance Implications

For insurance providers and policyholders alike, the legalization of medical marijuana introduces new dynamics in coverage and policy management. At Hummingbird Insurance, we are actively updating our policies to address these changes. Coverage for medical cannabis is complex and varies significantly by policy and state laws. It is essential for policyholders to understand how these changes affect their coverage, particularly in terms of health benefits and liability issues.


As North Carolina embarks on this new phase of cannabis legislation, it is crucial for residents and stakeholders to stay informed and engaged. The introduction of medical marijuana cards and the operation of the state’s first legal dispensary are just the initial steps toward a potentially broader acceptance of cannabis. At Hummingbird Insurance, we are committed to providing our clients with the latest information and adjusting our services to meet the evolving needs of our community. We encourage everyone to reach out with their questions or concerns as we navigate this new landscape together.

Stay informed, stay insured, and as always, feel free to contact us for all your insurance needs ♡