828health: Kelsi & Ralph
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Coming from the Food and Beverage industry, the team of Ralph Villar and Kelsi Christensen at Hummingbird Insurance know the meaning of a warm welcome. With almost 40 years of combined experience working with our guests, we want to extend that experience to you, our fellow F&B peers. We offer free consultations to help navigate the ever changing healthcare landscape for all: families, individuals, and businesses.
We understand that finding the right insurance in our industry can be tough. That’s why here at Hummingbird we dive deep into what matters most to you and offer custom crafted healthcare solutions to suit individual needs. Whether it’s finding the best ACA plan available or our customized alternative to the ACA 3-point plan, let us help guide you through finding your peace of mind.
Here at Hummingbird Insurance, we are committed to getting the best health and life coverage at the best prices for our clients. Our agents specialize in a variety of areas. We work with either the Affordable Care Act (ACA) or Alternatives to Obamacare for those under age 65. Additionally, we work with Medicare and its array of options for those over age 65, and the new healthcare reform landscape for everyone. We understand that navigating the rapidly changing healthcare landscape can be overwhelming. Our help is always free for individuals and families!
It doesn’t stop at healthcare either, we’re a full service brokerage! We can also do your Life, home, auto, and commercial properties too!
Insurance for individuals, families and employers. We specialize in employee benefits, Medicare, health, dental, vision, life & disability.
Hummingbird Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Hummingbird Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.
Products from Blue Cross and Blue Shield of North Carolina® (BCBSNC) are only available to North Carolina residents and employers.
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