The new federal poverty guidelines have been released and will be in effect for the 2018 Open Enrollment and Special Enrollment Periods for health insurance.
|2017-2018 Federal Poverty Level (FPL) Guidelines|
Lowest eligible income*
Cost Share Reduction - Tier 1 limit
Cost Share Reduction - Tier 2 limit
Cost Share Reduction - Tier 3 limit
Highest eligible income
* This chart is only accurate for those in Federal Health Insurance Marketplace (healthcare.gov) states which have not expanded Medicaid. This chart is accurate for all states which Hummingbird Insurance offers coverage.
Eligible individuals and families with incomes between 100% and 400% of the FPL guidelines qualify for subsidies.
Simply put... 'the less income you have inside the box, the more help you get: it's a sliding scale'.
For more information, call us at 828-372-0101 or schedule a free consultation.
Healthcare.gov, or the Health Insurance Marketplace will begin to use the new guidelines in 2018 Open Enrollment, beginning on November 1, 2017 and until December 15, 2017. The guidelines will continue to be used for the remainder of the 2018 Special Enrollment Period as well.
The amount of tax credit subsidy and the health insurance plans available to enroll in will depend on family size and income. Cost-share reduction (CSR) or 'Silver Enhanced' plans are available between 100% and 250% FPL.
Here at Hummingbird Insurance, we specialize in working with the Affordable Care Act (ACA) for those under age 65, Medicare and its myriad of options for those over age 65, and the new healthcare reform landscape for everyone, by:
(1) Helping individuals and families whom are eligible for tax credit subsidies save money on the Health Insurance Marketplace, or healthcare.gov
- and -
(2) Offering free consultations to employers and businesses in analyzing the best options and decision for their unique situation. We will find the right coverage for your employees and their families, and at the right premiums for everybody.
Insurance for individuals, families and employers. We specialize in employee benefits, Medicare, health, dental, vision, life & disability
Book your free consultation here
Hummingbird Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Hummingbird Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.
Products from Blue Cross and Blue Shield of North Carolina® (BCBSNC) are only available to North Carolina residents and employers.
Privacy Notice Statement | Copyright © 2018 | Hummingbird Insurance