The new federal poverty guidelines have been released and will be in effect for the 2019 Open Enrollment and Special Enrollment Periods for health insurance.
|2019 Federal Poverty Level (FPL) Guidelines|
Lowest eligible income*
Cost Share Reduction – Tier 1 limit
Cost Share Reduction – Tier 2 limit
Cost Share Reduction – Tier 3 limit
Highest eligible income
* This chart is only accurate for those in Federal Health Insurance Marketplace (healthcare.gov) states which have not expanded Medicaid. This chart is accurate for all states which Hummingbird Insurance offers coverage.
Eligible individuals and families with incomes between 100% and 400% of the FPL guidelines qualify for subsidies.
Simply put… ‘the less income you have inside the box, the more help you get: it’s a sliding scale’.
For more information, call us at 828-372-0101 or schedule a free consultation.
Healthcare.gov, or the Health Insurance Marketplace will begin to use the new guidelines in 2018 Open Enrollment, beginning on November 1, 2017 and until December 15, 2017. The guidelines will continue to be used for the remainder of the 2018 Special Enrollment Period as well.
The amount of tax credit subsidy and the health insurance plans available to enroll in will depend on family size and income. Cost-share reduction (CSR) or ‘Silver Enhanced’ plans are available between 100% and 250% FPL.
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