The Health Insurance Marketplace (HIM), or healthcare.gov, serves as the hub for the government and its departments, the insurance companies, and consumers to work together under the Affordable Care Act (ACA). Healthcare.gov serves as the main health insurance exchange for most of the United States. North Carolina has not established a state exchange, so healthcare.gov is the default health insurance marketplace exchange.
Healthcare.gov is where eligible consumers may apply for tax credit subsidies to lower their monthly premiums, depending on family size and income. If someone is not receiving insurance or assistance paying for it from somewhere else already, and they have not declined group coverage, then they likely qualify for premium tax credits to lower their monthly premiums. The average consumer saves 76% per month.
Asheville & Western NC
Charlotte NC Metro
Raleigh-Durham NC Metro
Gainesville & North-Central FL
Orlando, Tampa & Central FL
Insurance for individuals, families and employers. We specialize in employee benefits, Medicare, health, dental, vision, life & disability.
The Hummingbird Agency, LLC d/b/a Hummingbird Insurance is an independent authorized agent/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Hummingbird Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
®, SM Registered marks of the Blue Cross and Blue Shield Association.
Privacy Notice Statement | Copyright © 2023 Hummingbird Insurance