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The Health Insurance Marketplace (HIM), or healthcare.gov, serves as the hub for the government and its departments, the insurance companies, and consumers to work together under the Affordable Care Act (ACA). Healthcare.gov serves as the main health insurance exchange for most of the United States. North Carolina has not established a state exchange, so healthcare.gov is the default health insurance marketplace exchange.

The official website of the Health Insurance Marketplace, or health insurance exchange, for North Carolina is healthcare.gov

Healthcare.gov is where eligible consumers may apply for tax credit subsidies to lower their monthly premiums, depending on family size and income. If someone is not receiving insurance or assistance paying for it from somewhere else already, and they have not declined group coverage, then they likely qualify for premium tax credits to lower their monthly premiums. The average consumer saves 76% per month.

Tax credit subsidies to lower monthly payments are only available through the Health Insurance Marketplace. Our help is always free.

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Hummingbird has plans available from the top-rated insurance companies in The South!

Here at Hummingbird Insurance, we specialize in working with the Affordable Care Act (ACA) for those under age 65, Medicare and its myriad of options for those over age 65, and the new healthcare reform landscape for everyone, by:

(1) Helping individuals and families whom are eligible for tax credit subsidies save money on the Health Insurance Marketplace, or healthcare.gov

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(2) Offering free consultations to employers and businesses in analyzing the best options and decision for their unique situation. We will find the right coverage for your employees and their families, and at the right premiums for everybody.

Hummingbird Insurance ♡ protecting what we love 

Insurance for individuals, families and employers. We specialize in employee benefits, Medicare, health, dental, vision, life & disability

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Hummingbird Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Hummingbird Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM  Registered marks of the Blue Cross and Blue Shield Association.

Products from Blue Cross and Blue Shield of North Carolina® (BCBSNC) are only available to North Carolina residents and employers.

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