2021 ACA Income Limits for Tax Credit Subsidies

Income Limits for 2021 ACA Tax Credit Subsidies on healthcare.gov

Based on eligibility and your family size and Modified Adjusted Gross Income (MAGI) on your [future] 2021 Tax Returns, you may qualify for subsidies to lower your net premiums on the ACA Health Insurance Marketplace. Schedule a free consultation with one of our professional agents today to review your eligibility and options, or get a quote and/or enroll here with our easier software than that clunky healthcare.gov!

  2021 Federal Poverty Level (FPL) Guidelines
Family Size

Lowest eligible income*

100% FPL

Cost Share Reduction – Tier 1 limit

150% FPL

Cost Share Reduction – Tier 2 limit

200% FPL

Cost Share Reduction – Tier 3 limit

250% FPL

Highest eligible income

400% FPL

1 $12,760 $19,140 $25,520 $31,900 $51,040
2 $17,240 $25,860 $34,480 $43,100 $68,960
3 $21,720 $32,580 $43,440 $54,300 $86,880
4 $26,200 $39,300 $52,400 $65,500 $104,800
5 $30,680 $46,020 $61,360 $76,700 $122,720

Each add’l:

$11,200 $17,920

 * This chart is only accurate for those in Federal Health Insurance Marketplace (healthcare.gov) states which have NOT expanded Medicaid. We here at Hummingbird disagree with this decision over the last several years of our state lawmakers as a whole: we have personally watched our local citizens in the South suffer health-wise and financially, our hospital systems  suffer financially, and our society suffer as a result of these decisions by politicians, not by the people  =(

2021 ARPA – American Rescue Plan Act Update

Click here to view the latest charts and information available on income or premium limits in the ACA.

With the recent passage of the ARPA, there is now NO INCOME LIMIT for ACA tax credits! Those with incomes over the set 400% FPL income limit may now qualify for lower premiums, based on their location, age and income. Tax credits are based on the Second-Lowest Price Silver Plan in your zip code NOT exceeding 8.50% of your Modified AGI for tax year 2021. The tax credits can be applied to any metal level: Bronze, Silver, Gold or Platinum plans.

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