Short Term Health Insurance + Hospital Gap Plans

Short term plans

Do you need a short term health insurance policy?  Did you lose other coverage and miss out on your SEP Special Enrollment Period? Are you just looking for a more affordable alternative than what you've seen out there already? We have you covered!

Short term plans are only available for a period of up to 90 days, or 3 months. There are several options available, with differing networks, selectable deductibles, coinsurance rates, and other benefits. Details are available on each product by clicking on the links below their title. Short term plans are medically underwritten. 

Click here, on the photo or the link below to view short term plan options available from UnitedHealthcare (UHC):

short term plans


 Hospital "Gap", Accident, Critical Illness and other Indemnity Plans

In addition to short-term plans, many customers prefer to supplement their existing high-deductible, HSA, major medical or other coverage with indemnity 'gap' plans. We have several options available - not all are listed here. Please contact us with any questions.

UHC Fixed Indemnity options:

UHC Supplemental Indemnity options: 

UHC Accident policy options:

UHC Critical Illness options:


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Hummingbird Insurance ♡ protecting what we love 

Health, dental, vision, life and more for individuals, families and employers. We work with you in-person or over the phone.

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Hummingbird offers plans from the top-rated insurance companies. Book online or call us today.

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Hummingbird Insurance is located in Asheville, North Carolina. Our agents are available by appointment only. We look forward to hearing from you soon! ツ