If I qualify for a premium tax credit, can I use that to reduce my cost of a Catastrophic Plan?

Written by Maya Sugg on December 18, 2018. Posted in Frequently Asked Questions.

No. Catastrophic health plans are not eligible for premium tax credits or cost sharing reductions.

catastrophic plan

Hummingbird Insurance ♡

4.9

David Ogburn

12:48 20 Sep 18

Geoffrey was great at helping my wife and I navigate the different options on the healthcare market. He provided a short term, medium term, and long term solution for our family needs. He is very straight forward and seems to enjoy helping find the right insurance fit for the customer. I would recommend to others. Thanks again!

Lisa Fields

19:40 23 May 18

Mike was prompt, knowledgeable and a pleasure to work with. He seemed to truly care that I got the best product or combinations at the best price for my particular health situation and needs. He didn’t hesitate to double check with his partner that he had come up with a correct assumption, and that gets high marks in my book, as less capable people might not, wishing to appear as if they know it all, rather than triple check to ensure they are properly advising their client. He answered all my questions and was quick to submit my application and then follow up, while offering to continue to assist me in the future should I have any questions or concerns about my policy. I would not hesitate to recommend Mike to anyone.

Sarah Frick

18:52 06 Jul 18

Based on the online reviews, I tried out Hummingbird Insurance. Great customer service. Was given a quote of $665 with Marketplace and called up Hummingbird and they signed me up for an even better plan with local physicians for over $200 less. They did all the paperwork for me and immediately responded to calls and emails. Highly recommended.

Kathleen Zeren

19:58 07 Aug 18

I have been very disappointed with Hummingbird Insurance this year. They helped me in the past - I've been a customer for several years - but, when I needed to make changes to my policy this year I experienced repeated unanswered emails. Calls not returned. They left me in a real jam and I had to contact ACA myself to straighten things out. I do not recommend doing business here.

Jesse Gambalie

18:20 11 Dec 17

THE BEST!!! We've been using Geoff at Hummingbird for our insurance needs for four years now, and we wish we had heard about him sooner. We were referred to Hummingbird by a friend, and the great things we heard about Geoff were true. Geoff always takes time to examine my family's insurance needs and then he guides us in making any necessary adjustments. Geoff is EXCELLENT at showing us helpful insurance solutions while still never being the least bit pushy. In addition to being the best insurance agent, Geoff kindly makes himself available to point us in the right direction when we need other services not related to insurance. Geoff has an extensive network of local service providers and business people, and he's always kind enough to put us in contact with those folks when we need them. Geoff has really mastered the art of fine customer service, and we're customers for life!

See All Reviews

Get In Touch

Available by appointment only:
4 Vermont Avenue, Suite 2
West Asheville, NC 28806

Connect With Us

Explore The Site

Hummingbird Insurance ♡ protecting what we love

Insurance for individuals, families and employers. We specialize in employee benefits, Medicare, health, dental, vision, life & disability.

Hummingbird Insurance is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Hummingbird Insurance. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.
Products from Blue Cross and Blue Shield of North Carolina® (BCBSNC) are only available to North Carolina residents and employers.